Should I Pay Points To Lower Interest Rate ?

Input Information
Loan Information
Amount : ($)
Interest Rate : (%)
Interest Rate with Points : (%)
Length : (Yrs)
Additional Information
Points : (%)
Your Savings Rate : (%)
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Financial Analysis
  Without Points With Points
Amount Financed : $520,000.00 $520,000.00
Monthly Principal and Interest : $3,372.71 $2,527.74
Monthly Payment Savings : $844.97
Points Value : $5,200.00
Monthly Investment Savings : $21.67
True Monthly Savings : $823.31
Break Even : 0 Years 7 Months
DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.
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